Christopher Hubbard
3560 Dixie Dr
Apt #720
Houston, TX 77021
713.487.8257
Objective
Obtain a Credit Management position in a
results-oriented company that seeks an ambitious and career conscious person,
where acquired skills, industry knowledge, professional contacts and education
will be utilized toward continued growth and advancement.
Work Experience
Credit Manager
05/2010-Present Thorpe Corporation, Houston, TX
§ Manage Accounts Receivable Portfolio in excess of
$17 million dollars monthly for multiple companies including wholesale
distribution and construction.
§ Responsible for establishing new lines of
credit, maintaining existing accounts, streamlining collection procedures,
securing lien rights, and improving DSO.
§ Provide
quarterly Bad Debt Reports and Reserve Calculations.
§ Managed a Collection Manager and a team of
collectors.
§ Worked with Export Import Bank of The United
States to secure international lines of credit.
§ Responsible for preparing monthly Bank Reports.
§ Worked with sales force to increase our presence
internationally through use of international letters of credit.
Credit and Collections Manager
01/2009 – 12/2009 LD Services, LLC, Beaumont, TX
(Shared services company providing HR, AP, AR, Credit and Payroll to multiple
oil and gas servicing companies)
§ Manage Accounts Receivable Portfolio in excess of
$9 million dollars a month for multiple companies.
§ Responsible for establishing new lines of
credit, maintaining existing accounts, collecting on past due accounts and
ongoing tracking of Bad Debt Accounts placed with outside agencies and
attorneys.
§ Provide
monthly Bad Debt Reports and Reserve Calculations.
§ Supervise a team of ten field credit/collection
specialists.
§ Introduced and implemented an A/R-Collections
procedure for collection call documentation and follow up monitoring.
§ Created standardized forms for all companies,
including credit application, job information worksheet, personal guaranties,
and joint check agreements
§ Created and implemented a Hurricane/Disaster
credit approval plan.
Sherwin Williams 08/2001-01/2009
Credit and Collections Manager
4/2007 – 01/2009 Sherwin Williams Automotive Finishes
Corporation, Warrensville Heights, OH
§ Manage
Accounts Receivable Portfolio in excess of $30 million dollars a month for
multiple business units including Domestic Retail, OEM, Private Label and
National Accounts.
§ Responsible for establishing new lines of
credit, maintaining existing accounts, collecting on past due accounts and
ongoing tracking of Bad Debt Accounts placed with outside agencies and
attorneys.
§ Provide
published monthly Blue Book Reports on Accounts Receivable statistics including
3 month rolling DSO, % $ Past Due, % Accounts Past Due, Major Accounts Past
Due, and Company Funded Loan Performance.
§ Manage a team of two credit specialists.
§ Maintained an Accounts Receivable database
alongside a Collection Database.
§ Introduced and implemented an A/R-Collections
database taking department from using printed trial balances to maintaining
everything electronically.
§ Assisted
in converting to an electronic file cabinet.
§ Decreased
DSO over 10 days. Decreased % $ and % #
Accounts past due. Co-authored formal
proposal for a Centralized Collection Center.
Senior Financial Collection Representative
10/2003 - 4/2007 Sherwin Williams, Richardson, TX
§ Successfully managed a receivable account base in
excess of $10 million monthly.
§ Consistently ranked at the top of representatives
based on percentage of dollars collected.
§ Provided excellent customer service via
telephone, fax, email and postal services, to over 300 accounts monthly.
§ Acted as liaison between store management,
district management, financial services and customers.
§ Resolved problems issuing from tax, price and
product errors.
Credit Representative, Financial Information
12/2002 - 10/2003 Sherwin Williams, Dallas, TX
§ Manage the retail and commercial receivables
accounts of two districts in excess of $36 million annually.
§ Approve and grant lines of credit to new and
established customers.
§ Manage over limit and past due accounts.
§ Work with Attorney to secure lien rights.
§ Work with store personnel, account
representatives, and district personnel to increase sales through creative uses
of credit.
Financial Collection Representative
3/2002 - 12/2002 Sherwin Williams, Dallas, TX
§ Successfully managed a receivable account base in
excess of $1.5 million monthly.
§ Consistently ranked in the top three
representatives based on percentage of dollars collected.
§ Provided excellent customer service via
telephone, fax, email and postal services, to over 600 accounts monthly.
§ Acted as liaison between store management,
district management, financial services and customers.
Management Training Program / Assistant Store Manager
8/2001 - 3/2002 Sherwin Williams, Nederland and Liberty, TX
§ Completed all required training curriculum
§ Responsible for all daily operations of store
including POS, selling, batching, and inventory.
§ Provided superior customer service to both
wholesale and retail customers.
§ Responsible for all accounts receivable and the
majority of accounts payable.
§ Part of a sales team that increased sales by 15
percent over previous year.
§ Managed stock inventory levels on a weekly and
emergency order basis.
Education
McNeese State University, Lake Charles, LA
§ Bachelor of Science, Marketing GPA: 3.297. Focus
in research and internet marketing.
§ Bachelor of Science, Management GPA: 3.297. Focus
in Human Resources and Staffing.
§ Louisiana Board of Regents Certificate of
Excellence
§ Six consecutive semesters on Honor Roll and
President's List